The Client hires ALGORITMO’s services to manage the elimination of collection accounts reported in its credit report to credit agencies (Experian, Equifax and TransUnion) and/or original creditors, using dispute, negotiation and credit optimization strategies within the applicable legal framework.
The goal of this service is to help clients improve their credit history by effectively eliminating collection records that may be affecting their score and access to financing.
🔹 Cost per collection removed: $1,000 per collection.🔹 Payment structure:
📌 The Client understands and agrees that initial payment is required to initiate the process and that final payment is required once the collection removal has been confirmed.
📌 If the collection is not cleared, the Customer is not required to make the second payment.
The Client will have access to a strategic collections disposal process that includes:
✅ Credit report analysis to identify recoverable collections.✅ Detailed research of each account in the collection.✅ Formal disputes with credit agencies and creditors.✅ Negotiations with collection agencies to eliminate negative reports.✅ Advice on payment strategies and agreements with creditors.✅ Progress monitoring and updates on each dispute.✅ Additional financial advice to prevent future collections.
📌 Each client receives a personalized plan with strategies designed specifically for their case.
The estimated time for a collection to be removed depends on the response of creditors and credit bureaus.
📌 Estimated times:
🔹 The Client will be notified of each progress made in the process through the established platform and communication channels.
Toda la información del Cliente será tratada con máxima confidencialidad y seguridad, en cumplimiento con la Fair Credit Reporting Act (FCRA, 15 U.S.C. § 1681 et seq.) y la Gramm-Leach-Bliley Act (GLBA, 15 U.S.C. § 6801 et seq.).
🔒 The Client acknowledges that their information will only be used for the purposes set forth in this contract and will not be shared with third parties without their express authorization.
To ensure the success of the process, the Client undertakes to:
✅ Provide truthful and complete information about your credit situation.✅ Make payments on time.✅ Do not engage in parallel disputes without consulting JC Market Company LLC.✅ Follow the strategic recommendations provided.
📌 The Client understands that its cooperation is key to the efficient execution of the service and that the elimination of collections is a progressive process.
The Client understands that:
✔ The strategies applied are designed to maximize the probability of collection disposal within the legal framework.✔ Not all collections can be removed in all cases, as it depends on the validity of the reported information and the disposition of the creditors.✔ If a collection is not removed, the Customer is NOT obligated to make the second payment.✔ Removing a collection does not guarantee an immediate increase in your credit score, as every credit profile is different.
Any dispute arising from this Agreement shall be resolved by mediation or arbitration, in accordance with the laws of the State of Florida.
📌 Both parties expressly waive any other jurisdiction and agree to submit to the courts of Miami-Dade County, Florida.
🔹 By clicking «I accept the terms and conditions,» you:
✔ You confirm that you have read and understood this Agreement.✔ Accept all the provisions set forth herein.✔ Authorizes the use of your digital signature as proof of acceptance.
